How To File a Claim for Lost Wages After a Car Accident

15 Jul How To File a Claim for Lost Wages After a Car Accident

When you’re in a car accident which causes serious injury, there are concerns about lost wages – especially for the families of the injured parties. So how do you go about filing a lost wages claim?

Be Aware of the Terms of Your Auto Insurance Coverage

It is important for everyone to know what is covered under the terms of their insurance policies. This is especially important if you are injured in an accident. As we all know the general fact that the cases in court takes a lot of time to sort but eventually at the end, a permanent full stop is given to all our issues. One such a medium sized case is injury and how long injury cases can take to solve is totally dependent on the seriousness and the impact of the patient’s condition to their family. In such cases, it is better to get acquainted with the best automobile accident lawyer from a law firm like the  Personal Injury Law Firm in Augusta who are the right choice for this.

Do you carry personal injury protection (PIP) on your auto insurance policy? A PIP claim is a no-fault claim and will provide you with immediate compensation for expenses up to the limits of your policy. If you have personal injury protection coverage, there is no reason NOT to make a PIP claim immediately after the accident.If you find these complicated, do not hesitate to get assistance from a personal injury law firm in Winter Haven, who will make the process more manageable. Moreover, it is safe to have a legal guidance.

If the injuries you sustain in a car accident are the result of the negligence of another person, you are required to submit your claim for lost wages directly through the guilty driver’s insurance company. In reality, if you’ve never fought an insurance company on lost wages before, you’re not going to be equipped to take on the insurance behemoth. Allow your lawyer to file the claim for you. It is part of your overall claim after all.

Provide Supporting Documentation

Before you file a claim for lost wages, you need to make sure you have the following information:

• Documentation from the employer on company letterhead verifying that you missed work because of injuries you sustained in the accident. The employer also needs to document how much income you lost.
• Physician’s statement of details about the accident. Some insurance companies have their own authorization form just for this purpose.
• A copy of the police report.

Those who are self-employed or work strictly on commission will need to submit copies of previous tax returns as proof of income. Of course, all of this can (and should) be handled by your lawyer.

Submit the Claim for Lost Wages

After you submit the claim, the insurance company may ask for additional information. This may include requesting an interview with your supervisor or manager or obtaining permission to review your current or entire medical history. Do NOT submit anything to them without approval from your attorney. in fact, the insurance company should ONLY be dealing with your attorney. If they contact you directly, hang up and call your lawyer immediately. You should get an experienced lawyer like the Plymouth injury attorneys for hire. The procedures should be done under the guidance of your personal injury lawyer.

Take a Settlement Offer or Take Them to Court

It is important to keep in mind the settlement you will be offered will not be the entire amount you lost. You may not even get a settlement offer at all. If you do not like their offer, your next step is to have your attorney file a lawsuit and bring the case to trial. Do NOT try to negotiate your settlement yourself. By countering with a lower demand, you’re only further decreasing the value of your potential claim.