Car Accidents While Riding UberX

30 Dec Car Accidents While Riding UberX

Have you been hurt in a car accident while riding in an UberX car? Are you getting the runaround by the insurance company?

Just when you thought Uber had completely shaken-up the taxi industry, they reveal their lower-cost “UberX” program.  This new program uses a fleet of Toyota Priuses and normal drivers to come pick a passenger up, take them to their destination and charges a fee of just gas and transportation costs.  However, unlike the standard Uber “black car” service, these drivers are relying on their own personal insurance in the event of an accident.

The growing grey area of the legalities of insurance policies with Uber, UberBLACK (limo drivers) and now UberX is growing as fast as the company is.  What insurance is in position to cover costs personal injury costs of passengers involved in a car accident?

As cities and states wrestle with the legalities of the ride-sharing insurance issues, Uber is capitalizing on the opportunity for growth.  The UberX drivers do not obtain a city-issued limo drivers permit (which all UberBLACK drivers have).  UberX riders also do not have the additional insurance coverage provided to UberBLACK vehicles.  All insurance claims are supposedly covered by the UberX driver themselves, including those claimed by passengers.

In matters of questioning the insurance policies of contract drivers, Uber has refused to provide documentation of coverage, or declined to comment on the legalities of the issue.  So what legal matters will take place in the event of an accident? The question still remains.

For the time being, UberX drivers are looking past the repercussions an accident will cause to themselves, their vehicle and most of all, the passenger.  Beyond the financial savings, timeliness, and access and driver rewards programs, lies a possibility of extreme risk for all parties involved.  As Uber grows and the community adapts to this new service, many questions and risks still remain.

If you were injured in an accident while riding UberX or another ride-sharing program, contact an auto accident lawyer to help you file a personal injury claim. An auto accident attorney will present your case in a way that can help improve your chances of receiving the compensation you deserve.